Payment Methods: What’s Included and How They Differ
You can top up your balance in four ways. Below is what is included, how they differ in practice, and honest statistics on how often payments go through.
What’s Available
| Method | Currency | Features |
|---|---|---|
| VISA/MasterCard | USD | Instant upon successful payment, the account lives for a limited time |
| USDT Directly | USDT | Networks TRC20, ERC20, BEP20 — see crypto payment |
| Crypto Payment with Any Coin | USD | Through the payment service, the coin is selected during payment |
| Invoice (Bank Transfer) | USD | The invoice is generated automatically, crediting occurs after receipt |
PayPal, Telegram Stars, Binance Pay, and MetaMask may appear as options in the interface, but they are currently disabled — if a method is unavailable, it’s not due to your country or the payment amount.
How Reliable Each Method Is
Data from the last 90 days on actual accounts. We publish it as is because the numbers are useful when making a choice:
- Card: 32 successful payments, 32 expired, and 15 with errors. This means about two out of five accounts succeed.
- USDT Directly: 14 successful, 7 expired — about two-thirds.
- Crypto Payment with Coin: 12 successful, 1 expired — the most stable channel.
“Expired” does not always mean failure: often a person opened an account and did not pay. But the difference between channels is consistent, and for large amounts, crypto payments go through noticeably smoother than cards.
What to Choose
- Small amount, card at hand — use the card.
- Large amount or the card has already been declined — use crypto payment.
- Need documents for accounting — invoice, see invoice and documents.
Why Cards Decline More Often
The reasons are almost always on the bank's side: limits on online payments, restrictions based on the recipient's country, suspicion of atypical transactions. The service does not see this — for us, the payment is simply not confirmed. Therefore, if a payment is declined, it makes no sense to repeat the payment with the same card for the third time in a row: it’s faster to switch channels.
Minimum Amount and Currency
Invoices are issued in dollars, and the charge from the card occurs in your bank's currency at its rate — the final amount in the statement may differ slightly. In crypto payments, the difference arises for another reason: the network fee is deducted on top, and the amount received will be less than sent if not accounted for in advance.
What to Do in Case of Decline
- Do not create a second account immediately — wait until the current one expires.
- Try another channel, not the same card again.
- If the money has been deducted but the balance is empty, keep the receipt and contact support.